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Retiring Overseas and What to Think About Before You Do

Anytime you leave a job you love after several years, it can be a huge change in your daily routine, but some individuals have bigger plans than others. Even when you’re planning on life changing quite a bit, it’s still a bit unsettling once you’re home and not following that same old routine you have been for years. However, this can be a very exciting time in your life, especially if you are making the dramatic change of moving to another county and here are some things to think about first.

Ideally, as a retiree, you’ll have the use of most of your money and won’t be paying a large amount of taxes. You’ll want to talk to a tax expert who lives in the country you’re thinking of moving to before you make any official plans, so you know what the daily average cost of living is, as well as annual taxes people pay on homes on property.

If the county is in a location where everything has to be shipped in, you need to research the cost of food there also. Along with the regular cost of the store food, those store owners are also going to account for the price of transportation. Depending on how large your family is, you may need to make this one of your larger planned bills for each month.

It’s also necessary to think about the cost of public transportation versus owning and driving your own car in the new country. City living could allow you to use public transportation conveniently, but rural country living may not allow for this.

It is also important to understand how your difference of status, such as resident versus citizen, in this new country will affect how you’re treated by local laws. Are there going to be issues with the transfer of money from one account in your old country to your new account in that country? What is your resource is problems develop in your interactions between native citizens and yourself? Backup in the form of legal help is a good tool to have on hand to deal with these issues, even though nobody plans on having problems overall.

Finally, if you really want to live in another country and enjoy yourself, you will want to assimilate and learn their customs. This will help you to stand out less and be more relaxed in your daily dealings. Even if you show different ways, they will work more to understand you if you make an effort with them. If you put all this information together, you’ll look forward to your retirement that much more, you’ll relax and it will be everything you’ve worked so hard for.

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